Luckily, in this era of technological advancement, there's an app (or 10) for that. Classrooms introduce money concepts early and, hopefully, the lessons are solidified at home by parents however, financial literacy and its practical applications are lifelong endeavors. While some may be more mathematically or organizationally inclined and find finances easier, the concepts are not bestowed upon us at birth. Managing money is a skill, not an inherent talent.